We accept credit cards as a form of payment. There is no surcharge for using your credit card to make purchases. Please be sure to provide your exact billing address and telephone number (i.e. the address and phone number your credit card bank has on file for you). Incorrect information will cause a delay in processing your order. PayPal Only: PayPal has recently decided they will not refund transaction fees for refunds. This means if you return an item and want it refunded to your PayPal account we will assess a 3% fee on the refund. There are no exceptions to this policy. This includes core charges, returns, warranties, etc.